Common "Cents"

A checklist of common documents related to deductions and credits that you will need when preparing to file your taxes for last year.

A checklist of common documents related to income that you will need when preparing to file your taxes for last year.

Discussing regular payments made through pensions and annuities, as well as social security benefits, as they relate to tax preparation.

Discussing investments and their yields, and how these returns factor into tax preparation.

Reviewing employee wages, salaries, taxes, and other forms of compensation, and how they are reported.

Claiming dependents on your tax return can earn you exemptions and save you money.

The Standard Deduction is subtracted from your income, which may lower the amount of taxes you owe.

Being prepared to do your taxes can save you time and money. An introduction to the 1040 tax form.

A final look at what is needed to open a checking account and the documents you’ll receive.

Reviewing what is needed to open a checking account, and some of the documents you’ll receive when you do.

Discussing important terminology and checking account rules the bank follows.

Addressing digital banking basics— online banking, the Automated Clearing House System, and debit cards. 

Covering additional account activities including normal and unusual funds availability, as well as non-U.S. items.

Outlining the most significant types of transactions completed using checking accounts.

For many people, putting money in a savings account has a certain feeling and purpose— to save money.

Every bank has different names for checking accounts, but generally, they are all basically limited to a few specific types.

Your rights and responsibilities as an account holder are set out in the agreements you sign when you open an account.

Some of the most important responsibilities a bank has to you, the customer, are set out in the agreements you sign and/or agree to when you open an account.

The more information you have about why and how banks do what they do, the better consumer you can be.